Baked Nachos with Ground Beef

Featured in: Quick Snacks & Starters

These baked nachos combine crispy tortilla chips with savory seasoned ground beef, a blend of melted cheddar and Monterey Jack cheese, and a colorful array of toppings including cherry tomatoes, black beans, jalapeños, and fresh avocado. The beef is seasoned with chili powder, cumin, and smoked paprika for authentic Tex-Mex flavor. Simply layer the ingredients, bake until the cheese is bubbly, then finish with fresh toppings and serve with sour cream and salsa. Perfect for game day, parties, or a quick family meal.

Updated on Fri, 30 Jan 2026 12:19:00 GMT
Golden, melted cheese covers baked nachos with seasoned beef, olives, jalapeños, and fresh cilantro on a platter. Save
Golden, melted cheese covers baked nachos with seasoned beef, olives, jalapeños, and fresh cilantro on a platter. | brilliantcrust.com

My neighbor showed up one Saturday afternoon with a bag of tortilla chips and a grin, insisting we needed to watch the game properly. We threw together what we had in the fridge, layered it all on a sheet pan, and ten minutes later we were fighting over the corner pieces where the cheese got crispy. That afternoon taught me that nachos aren't just snacks, they're an event. Now I make them whenever I want the house to feel full of energy and laughter.

The first time I made this for friends, I underestimated how fast a tray of nachos disappears. I turned around to grab drinks and when I came back, half the pan was gone and everyone was debating whether to make a second batch or just fight over what was left. We made another batch. Since then, I always double the recipe when people are coming over because nachos have this way of vanishing the moment they hit the table.

Ingredients

  • Olive oil: Just enough to keep the beef from sticking and to help the onions soften without burning.
  • Ground beef: The savory backbone of the whole dish, seasoned until it smells like a taco shop kitchen.
  • Onion: Finely chopped so it melts into the beef and adds sweetness without crunching between your teeth.
  • Garlic: Minced fresh because the jarred stuff never gives you that sharp, warm fragrance.
  • Chili powder: The main spice that brings gentle heat and deep color to the beef.
  • Ground cumin: Adds that earthy, smoky note that makes everything taste more complex.
  • Smoked paprika: A little goes a long way, giving the beef a hint of campfire without any actual smoke.
  • Salt and black pepper: Simple seasoning that pulls all the flavors into focus.
  • Tomato sauce: Binds the spices and keeps the beef moist so it doesn't dry out in the oven.
  • Tortilla chips: The foundation, sturdy enough to hold toppings but thin enough to stay crispy.
  • Cheddar cheese: Sharp and melty, it gives you those golden puddles of flavor.
  • Monterey Jack cheese: Melts smooth and creamy, balancing the sharpness of the cheddar.
  • Cherry tomatoes: Diced small for bursts of freshness that cut through the richness.
  • Black beans: Drained and rinsed so they add protein and texture without any metallic taste.
  • Black olives: Sliced thin for briny pops of salt scattered across the top.
  • Jalapeños: Fresh or pickled depending on how much heat and tang you want.
  • Red onion: Finely diced and raw for a crisp, sharp bite that wakes up your palate.
  • Cilantro: Chopped fresh and added at the end so it stays bright green and fragrant.
  • Avocado: Diced just before serving so it stays creamy and doesn't turn brown.
  • Sour cream: Cool and tangy, it soothes the heat and adds richness.
  • Salsa: Spooned on top or served on the side for extra moisture and flavor.

Instructions

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Get the oven ready:
Preheat your oven to 400°F so it's hot and waiting when your nachos are assembled. This ensures the cheese melts fast and the chips stay crispy.
Start the beef:
Heat the olive oil in a skillet over medium heat, then toss in the onion and garlic, stirring until they soften and smell sweet, about 2 minutes. Add the ground beef and break it up with a spoon, cooking until it's browned all over.
Season and simmer:
Stir in the chili powder, cumin, smoked paprika, salt, and pepper, letting the spices toast for a moment. Pour in the tomato sauce and let everything simmer together for 2 minutes, then pull it off the heat.
Layer the nachos:
Spread half your tortilla chips on a large baking sheet, then spoon over half the beef and sprinkle half the cheddar and Monterey Jack. Repeat with the remaining chips, beef, and cheese so every layer gets love.
Bake until bubbly:
Slide the pan into the oven and bake for 8 to 10 minutes, watching for the cheese to melt into golden, bubbling pools. The edges of the chips will start to brown just slightly.
Add the fresh toppings:
Pull the nachos out and immediately scatter the cherry tomatoes, black beans, olives, jalapeños, and red onion across the top while everything is still hot. Finish with cilantro and avocado, then serve with sour cream and salsa on the side.
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Slice meats, cheeses, and bread evenly for sandwiches, charcuterie boards, and precise meal prep.
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Sizzling hot baked nachos topped with creamy avocado, diced tomatoes, black beans, and sour cream for dipping. Save
Sizzling hot baked nachos topped with creamy avocado, diced tomatoes, black beans, and sour cream for dipping. | brilliantcrust.com

One night I made these for my sister after a long week, and we sat on the floor with the pan between us, forks in hand, talking until the nachos were gone and the pan was just a mess of cheese scraps. She told me later that it wasn't just the food, it was the fact that we stopped everything and just sat together. That's what nachos do, they make you pause and share and forget about everything else for a little while.

Making It Your Own

You can swap the ground beef for turkey or chicken if you want something lighter, or leave out the meat entirely and load up on black beans, pinto beans, and roasted vegetables. I've also made these with pepper jack cheese when I wanted more heat, or mixed in a handful of corn kernels for sweetness. The beauty of nachos is that they adapt to whatever you have on hand or whatever mood you're in.

What to Serve Alongside

These nachos are filling enough to stand alone, but they're even better with a simple side salad or some extra guacamole for scooping. I like to pour a cold beer or mix up a batch of margaritas if it's the weekend, and sometimes I'll set out a bowl of lime wedges so everyone can squeeze a little brightness over their portion. It turns a casual snack into a full meal without any extra effort.

Storing and Reheating

Nachos are best eaten fresh and hot, but if you have leftovers, store the chips and toppings separately so nothing gets soggy. The beef mixture keeps in the fridge for up to three days and reheats beautifully in a skillet. When you're ready to eat again, build a fresh batch with new chips and cheese, then add your cold toppings at the end.

  • Reheat beef in a skillet over low heat with a splash of water to keep it moist.
  • Store fresh toppings like tomatoes, avocado, and cilantro in separate containers.
  • Assemble new nachos instead of reheating the whole tray to avoid sad, limp chips.
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Freshly baked Tex-Mex nachos with layered chips, ground beef, shredded cheese, and vibrant, spicy toppings. Save
Freshly baked Tex-Mex nachos with layered chips, ground beef, shredded cheese, and vibrant, spicy toppings. | brilliantcrust.com

Every time I pull a tray of nachos from the oven, I'm reminded that the best meals don't need to be complicated or fancy. They just need to bring people together and make everyone reach for one more chip.

Recipe Q&A

Can I make these nachos ahead of time?

You can prepare the seasoned beef mixture up to 2 days in advance and store it refrigerated. Assemble and bake the nachos just before serving to keep the chips crispy. Add fresh toppings immediately after baking for the best texture and flavor.

What's the best way to keep nachos from getting soggy?

Layer the ingredients properly by distributing chips, meat, and cheese in two layers rather than piling everything on top. Bake just until the cheese melts, and add wet toppings like tomatoes, salsa, and sour cream right before serving or serve them on the side.

Can I make a vegetarian version?

Absolutely! Simply omit the ground beef and double the black beans, or add sautéed bell peppers, corn, and mushrooms. Season the vegetables with the same spice blend for consistent Tex-Mex flavor. You can also add refried beans for extra protein and creaminess.

What type of cheese works best for nachos?

A combination of cheddar and Monterey Jack provides the best flavor and melting quality. Cheddar adds sharpness while Monterey Jack melts smoothly. For extra heat, substitute pepper jack cheese. Freshly shredded cheese melts better than pre-shredded varieties.

How do I reheat leftover nachos?

Reheat nachos in a 350°F oven for 5-7 minutes to restore crispness. Avoid microwaving as it makes chips soggy. For best results, remove any cold toppings like sour cream and avocado before reheating, then add fresh toppings after warming.

What are good serving suggestions for nachos?

Serve nachos with sides of guacamole, pico de gallo, and extra salsa. They pair wonderfully with Mexican rice, a simple green salad, or black bean soup. For drinks, try cold beer, margaritas, or fresh lime agua fresca.

Baked Nachos with Ground Beef

Crispy chips layered with seasoned beef, melted cheese, jalapeños, tomatoes, and fresh toppings in just 30 minutes.

Time to prep
15 min
Time to cook
15 min
Overall time
30 min
Created by Isabella Davis


Skill level Easy

Culinary roots Tex-Mex

Makes 4 Number of servings

Diet considerations None specified

What you'll need

Beef Mixture

01 1 tablespoon olive oil
02 1 pound ground beef
03 1 small onion, finely chopped
04 2 cloves garlic, minced
05 1 teaspoon chili powder
06 1/2 teaspoon ground cumin
07 1/2 teaspoon smoked paprika
08 1/2 teaspoon salt
09 1/4 teaspoon black pepper
10 1/4 cup tomato sauce

Nachos Base

01 8 ounces tortilla chips

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 cup cherry tomatoes, diced
02 1/2 cup canned black beans, drained and rinsed
03 1/4 cup sliced black olives
04 1/4 cup sliced jalapeños
05 1/4 cup red onion, finely diced
06 1/4 cup chopped fresh cilantro
07 1 avocado, diced
08 1/2 cup sour cream
09 1/2 cup salsa

How To Make It

Step 01

Preheat Oven: Preheat oven to 400°F.

Step 02

Prepare Aromatics: Heat olive oil in a skillet over medium heat. Add chopped onion and minced garlic; sauté for 2 minutes until fragrant.

Step 03

Brown Beef Mixture: Add ground beef to the skillet and cook until browned, breaking apart with a spoon, approximately 5 minutes.

Step 04

Season and Simmer: Stir in chili powder, ground cumin, smoked paprika, salt, and black pepper. Add tomato sauce and simmer for 2 minutes. Remove from heat.

Step 05

Layer Nachos: Arrange half the tortilla chips on a large baking sheet or oven-safe platter. Top with half the beef mixture and half the combined cheeses. Layer remaining chips, beef, and cheese.

Step 06

Melt Cheese: Bake in the oven for 8 to 10 minutes, until cheese is melted and bubbling.

Step 07

Add Fresh Toppings: Remove from oven and immediately sprinkle with cherry tomatoes, black beans, olives, jalapeños, and red onion.

Step 08

Finish and Serve: Garnish with fresh cilantro and diced avocado. Serve hot with sour cream and salsa on the side.

What you'll need

  • Large baking sheet or oven-safe platter
  • Skillet
  • Spatula or wooden spoon
  • Knife and cutting board

Allergy notice

Check each ingredient for allergens and get medical advice if you're unsure.
  • Contains dairy (cheese, sour cream).
  • May contain gluten if tortilla chips are not certified gluten-free.
  • Contains nightshades (tomato, chili, jalapeño).

Nutritional info (per serving)

Nutrition info is meant to guide only—it's not a replacement for professional medical input.
  • Calories: 550
  • Fats: 32 g
  • Carbohydrates: 38 g
  • Proteins: 28 g